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Cyber Crime2026-05-236 min read

UPI Fraud: What to Do in the First 24 Hours

Immediate steps after UPI fraud, including bank reporting, cyber complaint filing, and evidence preservation.

In financial cyber fraud, time is the most important factor. Quick reporting can improve the chance of freezing or tracing the transaction.

Call your bank or payment app

Report the transaction immediately, ask for a complaint number, and request blocking or marking of the transaction. Do not wait for the scammer to respond.

File a cyber complaint

Use the National Cyber Crime Reporting Portal and submit transaction IDs, phone numbers, UPI IDs, screenshots, chats, and bank alerts.

Preserve evidence

Do not delete messages, call logs, emails, links, or app notifications. Save screenshots and original files where possible.

Related resources

This article is general legal information for India and not legal advice. For urgent or personal matters, consult a qualified advocate or contact the appropriate authority.